Diversification is about minimising the impact of luck and improving the odds of getting an outcome closer to what you expect.
Our future might be in safe hands, with Australian teenagers rating very well in a global survey of financial literacy, but the rest of us might be thankful for a new national plan aimed at helping us manage our money better.
Did you know Canberra is running a nice little line in flogging government bonds, apparently to other central banks?
The interests of consumers will be best served by having as much relevant information as possible included on the register.
It would be extremely unusual for rates to remain at these levels for five years.
Some vital statistics.
NATIONAL: Your morning wrap of Day 9 of the Glasgow 2014 Commonwealth Games.