Heavy rainfall has battered parts of Victoria overnight.
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Central Victorians have been warned of flash floods as thunderstorms continue into Monday, with more than 100mm of rain expected before lunchtime.
A severe weather warning has been issued for Shepparton, Bendigo, Seymour, Kyneton, Wodonga and Wangaratta, with a low-pressure system developing in the state's north-west.
Flash flooding has led to road closures on the Goulburn Valley Highway at Seymour, Melba Highway at Yea, Wimmera Highway between Newbridge and Marnong and the McIvor Highway from Bendigo to Heathcote.
Drivers have also been warned about dangerous conditions due to water over sections of the Hume Freeway around Seymour.
A Victorian SES spokesperson said the response teams had received more than 920 requests for assistance in the last 24 hours to Monday at 10am, including 503 for flood help, 210 trees down and 118 damaged buildings.
"If you're on our roads this morning, take care and look out for debris such as fallen trees and branches," she said.
"And remember - never drive through floodwater."
A separate severe thunderstorm warning issued in the Mallee has since been cancelled.
The Bureau of Meteorology issued flood warnings for Gippsland, Central and northern Victoria on Monday morning.
A major flood notice was issued for the Campaspe River in central Victoria and a moderate flood warning was issued for the King River and Fifteen Mile Creek in the state's north-east.
Initial minor flood warnings had also been issued for Melbourne's Yarra and Maribyrnong rivers.
In NSW, severe thunderstorm warnings had been issued for the Riverina, Central West Slopes and Lower Western districts, with areas around Parkes, Forbes, and near Deniliquin and Hay potentially impacted.
It comes amid flood warnings issued for parts of Queensland on December 7.
The Bureau warned heavy rainfall could lead to flooding around Charleville and the Maranoa region in the state's southwest, including Cunnamulla.
Queensland was battered by flash flooding in late December and early January, with its premier warning the full recovery could take "years".
